Are you a frequent shopper at TJ Maxx or its affiliated brands? If yes, then you’re going to be in for a treat in this one. Because the store has just launched a rewarding opportunity for its loyal customers that can significantly reduce your shopping budget.
And, which is a TJX Rewards Platinum Mastercard. But what is so special about this and how it can be a worthy sidekick for the deal-savvy shopper?
Well, unlike other credit card options, the T.J. Maxx credit card offers you a huge bunch of bonus rewards on purchases along with an absolutely zero annual card fee, which just acts like a cherry on top.
So, in this read, I’m going to walk you through literally everything you need to know about the T.J. Maxx credit card, from its rewarding system to the complex costs and fee structure.
Let’s start!
But First, How does the TJX Rewards Credit Card work?
The TJX Rewards Credit Card offers you some valuable reward rates, and it doesn’t matter whether you’re shopping online or going for an in-store purchase.
The card provides you with 5 points for each dollar spent at TJ Maxx, and its affiliated brands like Marshalls, HomeGoods, and Sierra Trading Post.
And when a certain threshold is met which in this case is 1000 points, you’ll get a $10 reward certificate to spend. The card makes every shopper at TJ Maxx a VIP, enhancing their overall shopping experience.
Benefits and Rewards of the Card
The TJX rewards credit card offers a wonderful point-based reward system, which means that anytime a cardholder purchases something from the store it gets rewarded in points, where each point is a penny worth.
Cardholders receive a huge bunch of discounts off their first-ever in-store purchase, making it a worthy grab for the deal-savvy shopper.
And, in addition to that, the loyal cardholders of the T.J. Maxx credit cards also get invited every time a new inventory is launched, or a shopping event is held.
Do You Know?
There’s also a store-only edition of this card that comes with the same benefits but only works at the T.J. Maxx store.
Costs and Fee Structure of the Card
The annual percentage rate (APR) of a purchase made with a T.J. Maxx credit card is relatively high, which falls somewhere around 32.24% Variable. So, if you’re thinking of using this card anyway, I would highly recommend you not to carry the balance over from month to month. Otherwise, you’ll be paying extra for the goods you bought.
But, if you still need a little breathing room on interest for a huge purchase, you can always opt for an introductory 0% APR period.
To Put It All Together
TJX rewards credit card is a worthy companion, especially for those who always hunt for a little more bargains at T.J. Maxx and its affiliated stores. It has zero annual card fees and a fun rewarding system, making it an exciting deal for the loyalist TJX customers.