India’s credit landscape is transforming, and the tech-savvy generation wants a credit card with more flexibility and functionality. Personalisation and rewards that are tailored to spending patterns are some of the latest demands by the new-age customer. This has led to the development of the modern card that adopts a mobile-first approach and offers customisations at every level.
Four Features Of The Modern Credit Card Experience
Here are the top features of the latest cards offered by well-known issuers that cater to demand in the fast-evolving modern world.
100% Digital Approach
From applying to blocking your card, you can now do it all online. You can benefit from instant approval through an easy e-KYC process and even upload all your documents online. The approval process is also faster than ever, and you can get access to a virtual credit card in minutes!
Credit card apps from issuers have made it easier than ever for you to have all the control at your fingertips. You can access customer service right on the app itself and set domestic and international limits, too. In fact, such an app also helps you convert bills into instant EMIs.
This reduces the need to visit a bank in person or even waste time calling customer care. Simply chat on the mobile app and in a few taps, you can take all the action you want quickly and conveniently.
Personalisation For Enhanced User Experience
Issuers are now focusing on tailored offers for diverse customer needs. Today, you can use mobile apps linked to credit cards to find offers near you and enjoy discounts. For instance, with the One Credit Card App, you can identify stores and avail offers via GPS.
The time when issuers will be able to track your spending patterns and make targeted recommendations and offers is also not that far off!
Insights at Your Fingertips
To cater to your personal budgeting needs, issuers are also enabling easier financial management. You can now use the mobile app to set a budget, get alerts, and even see visual representations of your spending patterns. All this helps you manage your card like a pro and spend more confidently than ever before.
Enhanced Security
Credit cards now offer contactless payments and tap-and-pay to reduce misuse and use tokenization and encryption to offer further security. Biometric security measures like fingerprint and facial recognition are being integrated into credit card apps to provide extra protection.
To solve the limitations of old-school credit cards, modern cards have features like a better user interface, real-time updates and personalisation, and upgraded security measures. To enjoy all this in one smart package, go for the One Credit Card.
It brings you the luxury of using an exclusive metal credit card and offers 5X reward points on your top two spending categories every month. You can also earn fractional rewards that never expire and enjoy discounts from countless partners.
The One Credit Card App offers advanced controls and tap-in-app authentication features, too.
Apply now to get this lifetime free credit card and start enjoying these exclusive benefits today!